Insurance Participation Models in Community-Based Elderly Care

Insurance Capital Fuels Community-Based Elderly Care Ecosystem

As aging intensifies, the insurance industry is evolving from pure risk compensation to service provision. By participating in the construction and operation of community elderly care facilities, insurers aim to build an "insurance + services" ecosystem that enhances customer retention and lifetime value, driving business transformation.

• Invest in embedded elderly care facilities to provide long-term nursing support.
• Develop exclusive commercial pension insurance tailored to home-based care needs.
• Integrate healthcare resources to establish a health management service system

This model not only eases family caregiving burdens but also provides insurers with a stable channel for long-term asset allocation. However, specific service details, fee structures, and benefit fulfillment methods are subject to the terms of the insurance contract; consumers should carefully review the relevant provisions.